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Study on the Competitiveness and Impacts of Libralization of Financial Services: The Case of Banking Services
Author: UN Development Programme Viet Nam and the Ministry of Planning and Investment
Published Date: 2006-05-29
Summary:

This is one of a series of studies on Competitiveness and the Impact of Trade in Services Liberalization in Viet Nam, conducted in the framework of the project “Capacity Strengthening to Manage and Promote Trade in Services in Viet Nam in the Context of Integration” (or “Trade in Services” Project - VIE/02/009), which is currently being funded by the United Nations Development Programme (UNDP), and implemented by the Department of Trade and Services of the Ministry of Planning and Investment (MPI).  

This study presents an overview of the banking sector in Viet Nam, including its reform process since 1990; the legal and policy environment applicable to the sector, and the liberalization commitments undertaken so far by the country. It provides an analysis of the competitiveness of Viet Nam’s banking services in the context of recent global sector integration developments; and the possible impact of further liberalization of banking services from two different angles: impact on the sector itself, and on the economy, including social impacts. The report also presents a set of recommendations, including recommendations for improving the legal and policy framework; developing a strategy for the sector; and improving governance and banking operations.

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